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Burial insurance costs an average of $74 per month or $888 per year for a policy with $10,000 in coverage for seniors over 60, based on our analysis For seniors over 70, the costs will be higher. What to know about final expense insurance What it is, how much it costs, tips for seniors, how it helps cover funeral costs and other bills, and more. Secure your family's future with the best final expense insurance companies What is burial insurance for seniors In its most basic form, a burial insurance policy is nothing more than a small permanent life insurance policy Whatever it is called, its purpose remains the same To provide coverage for a person’s funeral costs (which may include medical debt, burial. Final expense insurance for seniors the median cost of a funeral is $7,848 Fortunately, seniors can ease the burden on their loved ones by applying for a final expense insurance policy. As the funeral cost continues to increase, it’s becoming more important to purchase funeral insurance for seniors to cover burial and final expenses The average cost of a funeral, according to nfda is $8,755 If you don’t already have a burial life insurance policy, this cost can be a burden adding to the grief of losing a loved one.